Effective Date: 11.24.2025

Welcome to LoneStarLoans.net ("Site"), operated by Lone Star Loans ("Company," "we," "our," or "us"). By accessing or using this Site, you agree to these Terms & Conditions ("Terms"). Please read them carefully. If you do not agree, do not use this Site.

You agree to use this Site only for lawful purposes and in accordance with these Terms. You are responsible for ensuring that your access to the Site complies with all applicable laws and regulations.

You must be 18 years or older and a resident of Texas to apply for a loan through our platform.

Submitting a loan application through LoneStarLoans.net does not guarantee approval. All loan approvals are subject to:

• Verification of your identity
• Review of your income and financial information
• Compliance with state and federal lending laws
• Availability of loan products in your area

We reserve the right to deny any application at our discretion.

You agree that all information you submit on this Site is accurate, complete, and truthful. Providing false, misleading, or incomplete information may result in:

• Application denial
• Account suspension
• Reporting to law enforcement or regulatory agencies (if applicable)

All content on this Site—including text, graphics, logos, images, icons, and software—is the property of Lone Star Loans or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not copy, reproduce, distribute, modify, or create derivative works without our written permission.

You agree not to:

• Use the Site for unlawful, fraudulent, or harmful purposes
• Attempt to gain unauthorized access to our systems
• Interfere with the operation of the Site
• Upload malware, viruses, or harmful code
• Scrape, harvest, or extract data from the Site without permission

Violation of these terms may result in legal action.

Our Site may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of these external sites. Accessing them is at your own risk.

The Site is provided "as is" and "as available" without warranties of any kind, including but not limited to:

• Accuracy or completeness of information
• Availability or operation of the Site
• Fitness for a particular purpose

We do not guarantee that the Site will always be secure, error-free, or uninterrupted.

To the fullest extent permitted by law, Lone Star Loans is not liable for any:

• Direct, indirect, incidental, consequential, or punitive damages
• Loss of data, revenue, or profits
• Damages arising from your use or inability to use the Site

This limitation applies even if we were advised of the possibility of such damages.

You agree to defend, indemnify, and hold harmless Lone Star Loans, its employees, partners, and affiliates from any claims, damages, losses, or expenses arising from:

• Your use of the Site
• Your violation of these Terms
• Your violation of any applicable laws

Your use of this Site is also governed by our Privacy Policy, which explains how we collect and use your information. By using the Site, you consent to our data practices.

We may update these Terms at any time. Changes take effect immediately upon posting on the Site. Continued use of the Site means you accept the revised Terms.

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles. Any legal action must be filed in a court located in Texas.

If you have questions about these Terms & Conditions, please contact us:

Lone Star Loans
220 West Jefferson Boulevard, Suite A
Dallas, Texas 75208
(214) 946-2304
info@lonestarloans.net