Effective Date: 11.24.2025

Lone Star Loans ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you apply for a loan or use our website and services. By using our services, you agree to the practices described in this policy.

We collect information to verify your identity, process applications, and provide our services. This may include:

Personal Information

• Name
• Address
• Date of birth
• Phone number
• Email address
• Government-issued identification

Financial Information

• Income and employment information
• Banking information (for payment processing)
• Credit history and credit reports (when applicable)

Application & Account Information

• Loan application details
• Payment history
• Communications with Lone Star Loans

Website & Device Information

• IP address
• Browser type
• Usage data
• Cookies and tracking technologies

We use your information to:

• Process and evaluate loan applications
• Verify identity and prevent fraud
• Service and manage your loan
• Communicate with you about your account
• Improve our website and customer experience
• Comply with legal and regulatory requirements

We do not sell your personal information.

We may share your information with:

Service Providers

Third-party vendors that help us process payments, verify identity, manage applications, or provide customer support.

Credit Bureaus

When applicable, we may provide account information to credit reporting agencies.

Legal & Regulatory Entities

We may disclose information when required by law, court order, or government agencies.

Business Transfers

In the event of a merger, acquisition, or asset transfer, your information may be included.

We do not share your information with marketers or unrelated third-party advertisers.

Our website may use cookies or similar technologies to:

• Improve site performance
• Understand user behavior
• Save your preferences

You may disable cookies through your browser settings, but some features may not function properly.

We use industry-standard physical, electronic, and administrative safeguards to protect your personal information. While we take reasonable steps to secure your data, no online system is 100% secure.

You may:

• Update or correct your information by contacting us
• Request details about the data we collect
• Opt out of marketing communications
• Request closure of your account (subject to loan status)

Our services are not intended for individuals under 18, and we do not knowingly collect information from minors.

Our website may contain links to external sites. We are not responsible for their privacy practices.

We may update this Privacy Policy from time to time. The updated version will include a revised "Effective Date."

If you have questions about this Privacy Policy or your personal information, please contact us:

Lone Star Loans
220 West Jefferson Boulevard, Suite A
Dallas, Texas 75208
(214) 946-2304
info@lonestarloans.net