We offer personal installment loans ranging from $200 to $1,800. These are not payday loans — our loans come with structured monthly payments and clear terms.
No. Lone Star Loans is not a payday lender. We provide installment loans with fixed payment schedules to help customers borrow responsibly.
You can apply online through our website or visit one of our Texas locations. The application process is quick and secure.

Generally, you'll need:

  • A valid ID
  • Proof of income
  • A working phone number
  • Basic personal information
Most applications receive a decision in minutes. If approved, funds are typically available the same day.
Payments are made in scheduled installments—weekly, bi-weekly, or monthly depending on your loan terms.
We may perform a credit check as part of the approval process, but applying will not significantly impact your credit.
Yes! You can pay off your loan early at any time with no penalties.
You can contact our support team by phone or through our website. We're here to help.
Yes — Lone Star Loans proudly serves customers throughout the entire state of Texas.

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